Retirement Planning Services

Retirement Planning Services

Planning one’s retirement can be an overwhelming task. Retirement planning is not something you learn in college, at work, or in life. Gary P. Ruchin, CLU, ChFC, CFP®, AIF®, EA dba Ruchin & Associates, LLC has been providing retirement planning services for 33 years. Whether it is setting up an IRA or designing a retirement plan for you or your business, we can assist you in planning for your future retirement.

Gary P. Ruchin, CLU, ChFC, CFP®, AIF®, EA dba Ruchin & Associates, LLC through our Broker/Dealer Commonwealth Financial Network1 offers various retirement planning programs including:

  • Individual Retirement Planning Programs
    • Traditional IRA Accounts
    • Rollover IRA Accounts
    • Roth IRA Accounts
    • Non-Deductible IRA Accounts
    • 403(b) TSA Accounts (teachers and public school employees)
       
  • Employer Sponsored Retirement Programs
    • Basic Profit Sharing Plans
    • Defined Benefit Plans
    • 412(e) Defined Benefit Plans
    • Target Benefit Plans and Age-Weighted Plans
    • New Comparability Retirement Plans
    • 401(k) Plans including 401(k) Safe Harbor Plans
    • Roth 401(k) Plans
    • Retirement Plan Cost Analysis (on plan fees) and Product Selection Report

In addition, we can assist and provide products to fund specialty retirement programs such as Non-Qualified Deferred Compensation, SERPS and other selectively based executive retirement plans.